Alegria Insurance Services
Protecting Your Farm is Our Job
Alegria Insurance Services, along with CropGuard AI, is here to work with you to build a risk mitigation program that fits your operation and the risks you face. With our personal background as farmers and our coordination with Alegria CPAs and Alegria Asset Management, we bring a uniquely professional and strategic approach to helping you understand and use the right crop insurance tools to support your goals.
Why Do I Need Crop Insurance?
In Washington, there are 15 million acres of farmland that produce 300 different crops that are sold globally. The industry generates over $20 billion in statewide revenue annually. Agriculture is and continues to remain one of the most important sectors of the national economy. In this changing landscape, farmers need to protect their crops and livelihoods. Although controlling numerous variables might be challenging, ag operations have a significant opportunity in risk management to safeguard their assets for both the present and future generations.
Crop Insurance & Risk Management Strategies
Farmers face many challenges nowadays in a changing business environment. Labor shortages, supply costs, environmental factors, and regulatory standards are creating a complex and volatile environment to operate in. A financially healthy farm gives you peace of mind. Our advisors are here to inform and advise you in creating a solid risk mitigation program to protect your crops and your livelihood.
Actual Production History (APH) Insurance
Protects farmers against yield losses by insuring a percentage of their historical average crop production.
Production & Revenue History (PRH) Insurance
Combines production and revenue protection, ensuring farmers are covered for both yield losses and price fluctuations.
Actual Revenue History (ARH) Insurance
Offers revenue protection based on a farm's historical revenue, safeguarding against both reduced yields and lower market prices.
Whole Farm Revenue Protection (WFRP) Insurance
Provides comprehensive coverage for the entire farm's revenue, including diverse crops and livestock, under a single policy.
Crop Hail Insurance
Covers crops against direct damage from hailstorms, offering protection not typically included in federal multi-peril policies.
Pasture, Rangeland, & Forage (PRF) Insurance
Helps ranchers and farmers protect their income by insuring against losses of forage and pasture due to lack of rainfall.
Helping Your Understand Your Crop Insurance Options
We understand that choosing a crop insurance provider can be difficult. It’s important to carefully weigh different coverage plans and ensure that your provider will have your back when you need them. Here are some things to consider when deciding if you need a new crop insurance company:
Do you possess crop insurance?
Is your policy reviewed annually by your agent?
Does your agent make on-site visits to your farm?
Do they clearly explain your coverage to you?
Are educational resources provided by your agent?
Were yield exclusions, revenue protection, and quality endorsements discussed?
Is crop hail coverage an option your agent offers?
If you answered no to any of these questions, it may be time for a new agent!
Our Team
Jackie Schlieman
